Everbank's guaranteed 4% promotional rate is locked in for 3 months and is only valid to a maximum deposit of $100,000. For account holder seeking an excellent risk-free return on balances between $40,000 and $100,000, the Everbank offer beats any 3 month CD offering and matches any currently offered online savings rate. See BestCashCow's 3-month CD rate chart and Savings rate chart for more information.
Everbank's rating according to Bauer Financial recently increased to 4 out of 5 stars. It is one of the very few banks which actually saw a rating improvement over the last quarter. The bank has recently streamlined its account opening processes.
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